IVF Cost in India: What You Really Pay and What It Includes

When you’re considering IVF, in vitro fertilization, a medical process where eggs are fertilized outside the body and implanted into the uterus. Also known as test tube baby treatment, it’s one of the most common solutions for couples facing infertility in India. But the real question isn’t just whether it works—it’s how much it costs, and what you actually get for that money.

IVF cost in India ranges from ₹1.5 lakh to ₹3 lakh per cycle, depending on the clinic, city, and what’s included. That’s a fraction of what you’d pay in the U.S. or the U.K., which is why India has become a top destination for medical tourism in fertility care. But here’s the catch: the lowest price doesn’t always mean the best value. Some clinics quote a base fee that excludes drugs, blood tests, embryo freezing, or genetic screening—add-ons that can push your total closer to ₹4 lakh. You need to know what’s in the package before you sign anything.

Success rates also vary. A clinic in Delhi might report a 40% success rate for women under 35, while one in Mumbai could show 30%. That difference isn’t just luck—it’s tied to lab quality, embryologist experience, and how strictly they follow protocols. And don’t assume more expensive means better. Some smaller clinics with transparent pricing and high success rates outperform big hospitals with flashy ads but hidden fees.

What you’re really paying for isn’t just the procedure—it’s time, hope, and repeated attempts. Most couples need more than one cycle. Some clinics offer package deals for 2 or 3 cycles, which can save you up to 20%. Others charge extra for ICSI (a technique to inject sperm directly into the egg), which adds ₹30,000–₹50,000. If you need donor eggs or sperm, that’s another ₹1–₹2 lakh on top. And if you want to freeze embryos for future use? That’s an extra annual fee, often overlooked until it’s too late.

There’s no single answer to "How much does IVF cost?"—but there’s a clear path to avoiding surprises. Ask for a line-by-line breakdown. Check if the clinic is accredited by ICMR or NABH. Read reviews from real patients—not just testimonials on their website. And don’t let pressure push you into a decision before you understand every cost, every risk, and every possible outcome.

Below, you’ll find real stories, cost comparisons, and insider tips from people who’ve walked this path. No marketing fluff. Just what works, what doesn’t, and what you need to know before you start.